The Hero Splendor+ is one of India’s most popular and trusted commuter bikes. Known for its fuel efficiency, durability, and affordable price, this bike has ruled Indian roads for decades. In this article, we’ll explore Hero Splendor+ features, free loan and insurance offers, and all the details about loan, subsidy, and EMI benefits available in 2025.
Let’s dive into everything you need to know before booking your Hero Splendor Plus—whether online or at an authorized showroom.
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What Makes Hero Splendor+ So Popular in India
The Hero Splendor+ has a legacy that goes back to the early 1990s. Built by Hero MotoCorp, it has been one of the best-selling motorcycles for years. The bike’s key selling points are:
- Excellent mileage (above 70 km/l)
- Low maintenance cost
- Comfortable for daily commuting
- Wide service network across India
- Strong resale value
This makes the Splendor+ a perfect choice for office goers, delivery partners, and rural users alike.
Hero Splendor+ Key Features
The 2025 Hero Splendor+ comes with upgraded technology and improved safety features. Below are the major highlights:
1. Engine & Performance
- Engine Type: 97.2cc, Air-cooled, 4-stroke, Single-cylinder
- Power Output: 7.9 bhp @ 8000 rpm
- Torque: 8.05 Nm @ 6000 rpm
- Transmission: 4-speed constant mesh
- Mileage: 70–75 km/l (approx.)
The refined XSens technology improves combustion and provides better pickup with less fuel consumption.
2. Design & Build Quality
Hero Splendor+ maintains its classic look while adding modern graphics and color combinations.
- Sleek fuel tank design
- Comfortable single-seat layout
- Chrome finish on exhaust and mirror
- Durable metal body
These design details make it a stylish yet practical daily-use bike.
3. Comfort & Convenience Features
- Alloy wheels for smoother rides
- Telescopic hydraulic shock absorbers
- Comfortable seat cushion for long rides
- i3S (Idle Stop-Start System) – enhances fuel economy
- Tubeless tyres – for safer and hassle-free commuting
These features ensure a stress-free and fuel-efficient ride even on rough Indian roads.
4. Safety Features
Hero MotoCorp has focused on safety with features like:
- Integrated braking system (IBS)
- Bright halogen headlamp
- Wider rear-view mirrors
- Durable drum brakes
These features help riders maintain control and visibility during both city and highway rides.
5. Digital Instrument Console (in higher variants)
The latest variant includes a semi-digital display that shows:
- Trip meter
- Fuel indicator
- Service reminder
- Side stand indicator
This modern addition makes the Splendor+ more convenient and tech-friendly.
Hero Splendor+ Price in India (2025 Updated)
As of 2025, Hero Splendor+ price in India ranges between:
- Base Variant: ₹75,000 – ₹78,000 (ex-showroom)
- i3S Variant: ₹79,000 – ₹82,000 (ex-showroom)
- Xtec Variant (Digital): ₹83,000 – ₹86,000 (ex-showroom)
Note: Prices vary depending on city, state tax, and showroom discounts.
Hero Splendor+ Free Loan & EMI Finance Offers
Buying a new bike is now easier with Hero Splendor+ free loan and EMI schemes. Hero MotoCorp and partner banks/NBFCs are providing low-interest and zero-down-payment offers for eligible customers.
1. Zero Down Payment Offer
You can bring home the Hero Splendor+ without paying any upfront amount. The on-road price is covered through easy monthly installments.
Example:
- Bike price: ₹85,000
- Down payment: ₹0
- Loan tenure: 36 months
- EMI: Around ₹2,900–₹3,100/month
2. Low-Interest EMI Scheme
Hero Finance and other NBFCs like Bajaj Finserv, HDFC, and Hero FinCorp offer loans at interest rates as low as 6.99% per annum.
This makes it affordable even for daily wage earners, students, or small business owners.
3. Subsidy & Government Support Schemes
Some states offer subsidies for two-wheelers, especially for electric or fuel-efficient models. Hero Splendor+ qualifies for partial support under fuel-efficient programs in select regions.
Government initiatives encourage bike ownership among rural and low-income families, sometimes reducing interest rates or offering special schemes for women and students.
4. Free Loan Campaign (Special Offer)
In collaboration with selected banks and Hero showrooms, there are limited-time campaigns like:
- “Buy Now, Pay After 60 Days”
- “Zero Processing Fee Loan”
- “Free First-Year Loan Insurance”
These offers are valid for a short duration, so customers should check with their nearest Hero authorized dealer.
Hero Splendor+ Free Insurance Benefits
Along with financial schemes, Hero offers free insurance benefits on selected variants and during festive seasons.
1. Free 1-Year Comprehensive Insurance
New buyers may receive a 1-year comprehensive insurance policy absolutely free when purchasing through authorized dealerships or special online events.
This includes coverage for:
- Third-party liability
- Accidental damage
- Theft protection
2. Discounted 5-Year Third-Party Insurance
Hero MotoCorp often provides a discount on long-term third-party insurance (mandatory by Indian law). This helps in reducing renewal hassles for the owner.
3. Add-On Insurance Covers
Buyers can also opt for:
- Engine protection cover
- Roadside assistance
- Personal accident cover for pillion rider
These add-ons enhance overall safety and reduce financial burden in case of unforeseen events.
Hero Splendor+ Loan Process (Step-by-Step Guide)
Here’s how you can easily apply for a Hero Splendor+ loan either online or offline:
Step 1: Choose Your Variant & Dealer
Select your preferred model and variant (e.g., Splendor+ i3S, Xtec). Visit the official Hero MotoCorp website or nearby authorized showroom.
Step 2: Check Loan Eligibility
Most banks and Hero FinCorp require:
- Minimum age: 21 years
- Valid ID proof (Aadhaar, PAN, etc.)
- Stable income proof (salary slip or business proof)
- Bank statement for last 6 months
Step 3: Submit Application
You can apply for a loan:
- Offline: By visiting the dealership finance desk
- Online: On Hero MotoCorp or partner bank websites
Upload documents digitally for faster approval.
Step 4: Loan Approval & Verification
After verification, your loan will be approved within 24–48 hours. Some schemes even provide instant approval using Aadhaar-based e-KYC.
Step 5: Bike Delivery
Once the payment is disbursed to the dealer, your Hero Splendor+ will be delivered within 1–3 working days, depending on stock availability.
Benefits of Buying Hero Splendor+ with Loan & Insurance
Opting for Hero Splendor+ through loan and insurance brings multiple advantages:
- Low Initial Cost – Zero or minimal down payment.
- Affordable EMIs – Monthly installments as low as ₹3,000.
- Protection Coverage – Free insurance ensures peace of mind.
- Tax Benefits – Some business owners can claim depreciation or interest deductions.
- Instant Ownership – No waiting period for savings; get your bike immediately.
Hero Splendor+ EMI Calculator Example
Here’s an EMI breakdown for reference (for ₹85,000 on-road price):
| Loan Amount | Interest Rate | Tenure | Monthly EMI |
|---|---|---|---|
| ₹85,000 | 7.5% p.a. | 24 months | ₹3,818 |
| ₹85,000 | 7.5% p.a. | 36 months | ₹2,657 |
| ₹85,000 | 7.5% p.a. | 48 months | ₹2,080 |
Note: Actual EMI may vary depending on lender and region.
Hero Splendor+ Variants and Colors
The 2025 Splendor+ lineup includes these exciting variants and color choices:
Variants:
- Hero Splendor+ Self with Alloy Wheel
- Hero Splendor+ i3S
- Hero Splendor+ Xtec
Available Colors:
- Black with Silver Stripes
- Black with Red Graphics
- Nexus Blue
- Heavy Grey with Green
- Matte Shield Gold (Xtec edition)
These color combinations appeal to both young and mature riders.
Hero Splendor+ Mileage & Performance Review
Customers praise Splendor+ for its consistent mileage and low maintenance. On real Indian roads, users report:
- City mileage: 65–70 km/l
- Highway mileage: 75–80 km/l
The smooth clutch, lightweight design, and improved suspension make it ideal for both short and long rides.
Why Choose Hero Splendor+ in 2025
The market is flooded with commuter bikes, but the Hero Splendor+ stands out due to:
- Proven Reliability: Over 25 years of customer trust.
- Affordable Maintenance: Low spare part cost and easy availability.
- Fuel Efficiency: Up to 80 km/l under optimal conditions.
- Hero Service Network: 6000+ authorized service centers across India.
- Loan & Insurance Offers: Flexible payment and security options.
It’s a long-term investment for anyone looking for a durable and cost-efficient motorcycle.
Hero Splendor+ Booking Process (Online & Offline)
Online Booking Steps:
- Visit the official Hero MotoCorp website.
- Select “Book Now” under Hero Splendor+ model.
- Choose your state, city, and preferred dealer.
- Fill in details like name, mobile number, and variant.
- Pay the booking amount (₹1,000–₹5,000).
Offline Booking:
Visit your nearest Hero authorized dealer with ID proof and pay the booking amount in cash or digitally.
Hero Splendor+ After-Sales Service & Warranty
- Warranty: 5 years or 70,000 km (whichever comes first)
- Free Services: 3 complimentary servicing sessions within the first year
- Service Interval: Every 3,000–5,000 km
This long-term warranty shows Hero MotoCorp’s confidence in its product quality.
Tips Before Applying for a Hero Splendor+ Loan
- Compare Multiple Lenders – Check Hero FinCorp, HDFC, Bajaj Finserv, etc.
- Negotiate Interest Rate – Customers with a good credit score can get better deals.
- Check Processing Fees – Some banks waive fees during festive offers.
- Read Loan Terms Carefully – Especially prepayment or foreclosure charges.
Government Subsidy & Rural Loan Schemes (For 2025)
Under rural development and employment programs, some banks offer:
- Interest subvention for small-scale workers
- Special finance for students and women riders
- PMEGP and Mudra loan eligibility for two-wheeler purchase
Hero showrooms help customers access these government-backed benefits easily.
Hero Splendor+ vs Other Bikes in Segment
| Feature | Hero Splendor+ | Honda Shine 100 | Bajaj Platina 100 |
|---|---|---|---|
| Mileage | 70–75 km/l | 65–70 km/l | 70–75 km/l |
| Engine | 97.2cc | 98.9cc | 102cc |
| Price | ₹75,000–₹86,000 | ₹75,000 | ₹80,000 |
| i3S Technology | ✅ | ❌ | ❌ |
| Service Network | 6000+ | 4500+ | 4000+ |
Result: Hero Splendor+ wins in overall value, service, and technology support.
Final Thoughts
The Hero Splendor+ remains India’s most reliable and value-for-money commuter motorcycle. With modern features, attractive finance schemes, free insurance, and low EMI options, it continues to dominate both rural and urban markets.
If you’re looking for a bike that offers mileage, comfort, and affordability with trusted brand assurance, the Hero Splendor+ is undoubtedly the best choice in 2025.
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